Stablecoin, tokenization and digital asset use case library
How banks, fintechs, stablecoin issuers and asset managers use blockchain data, from payments and treasury to tokenized assets, compliance and their own data systems.
Browse use cases by area
- Stablecoin payments, 34 use casesAccept, send and settle stablecoin payments, and run the accounts and cards built on them.
- Stablecoin issuer operations, 26 use casesTrack supply and reserves, pay distributors, enforce freezes and report to regulators.
- Stablecoin treasury and reconciliation, 23 use casesSee cash across wallets and chains, tie onchain movements to the ledger and report on them.
- Tokenized assets, 29 use casesKeep the register, publish NAVs and prices, run corporate actions and track tokenized collateral.
- Crypto compliance data, 22 use casesMonitor and approve transactions, meet venue rules and exchange Travel Rule data.
- Digital asset services for banks and brokers, 16 use casesShow customers their balances, positions, staking and lending across chains.
- Onchain automation and custom oracles, 11 use casesRun onchain actions on time, publish data to contracts and share market data.
- Blockchain data for your systems, 30 use casesReliably connect chains and their data to your systems.
Playbooks
- How to build stablecoin deposit detectionChoose how to detect deposits, credit the right account, handle reorgs and wrong-network deposits, then reconcile.
- How to build crypto transaction monitoringDecide what to watch, get the data to your monitoring tool, check before money moves, then review flags and keep the record.
- How to build proof of reserves for a stablecoinTrack supply on every chain, get the reserve figures, check backing on a schedule, then publish and report.
- How to build stablecoin payoutsFund the payouts, decide who gets paid, send and confirm each payout, then reconcile and report.
- How to run tokenized assets: registers, NAVs and payoutsIssue and back the tokens, keep the holder register, value the asset and publish it onchain, then pay holders and report to them.
- How to reconcile stablecoin activity to your ledgerSee your cash on every chain, post onchain activity to your ledger, match and tie out, then report and close.
- How to make your blockchain data stack reliableFind single points of failure, add failover, back up webhooks and data APIs, and catch lag before your users do.
Stablecoin payments
Accept, send and settle stablecoin payments, and run the accounts and cards built on them.
- Stablecoin wallet top-upsCredit a user’s app balance when a stablecoin transfer to their embedded wallet confirms.
- Crypto on-ramp order trackingMatch each crypto purchase made through an on-ramp to the transfer that reaches the customer’s wallet, then credit it once.
- Stablecoin deposits to business bank accountsDetect stablecoin deposits into business bank and fintech accounts and post them to the account alongside fiat.
- Stablecoin deposits credited as fiatDetect the stablecoins a customer sends to their account’s deposit address, so the provider can convert them and credit the fiat balance of the customer’s named account.
- Crypto exchange deposit detectionDetect deposits to each exchange user’s addresses, wait for enough confirmations and credit the user once.
- Stablecoin funding for brokerage and trading accountsDetect the stablecoins a customer sends to fund a brokerage, investing or event-trading account, so the funds can be converted and credited for trading.
- Deposits sent on the wrong networkFlag deposits that arrive on a network or in a token you don’t support, so support can contact the customer.
- Monitor crypto withdrawals from your hot walletsWatch every transfer leaving an exchange’s hot wallets, tie it to a customer’s withdrawal request and flag outflows nobody requested.
- Accept stablecoin paymentsConfirm stablecoin payments from shoppers and mark the order paid.
- Screen the payer before accepting a stablecoin paymentHold a stablecoin payment in escrow until the payer’s wallet is screened, then release it to the business or refund the payer, with every decision recorded.
- Refund a stablecoin paymentSend each refund as a new stablecoin transfer to an address the buyer confirms, and tie every full or partial refund to its original payment in your ledger.
- Authorize and capture stablecoin paymentsHold a buyer’s stablecoins in an escrow contract at checkout, capture them to the merchant as orders ship, void what can’t be filled and refund after capture.
- Stablecoin card programsDetect stablecoin top-ups to the wallets that back a card program so spend limits update.
- Spend stablecoins from a self-custodial wallet with a cardLet a card spend stablecoins straight from the cardholder’s own wallet, under a spending limit they approve, and match each onchain debit to the card ledger.
- Stablecoin off-rampsDetect the stablecoin a customer sends to cash out, so the provider can pay fiat to their bank account or card.
- Cash out stablecoins at retail locationsLet a user send stablecoins from a wallet or exchange and collect cash at a money transfer agent, with each deposit tied to its pickup reference.
- Confirm x402 and agent stablecoin paymentsConfirm stablecoin payments that AI agents make, often per request, and keep each agent within its spending limits.
- Stablecoin subscription paymentsConfirm each scheduled stablecoin charge onchain and mark the subscription paid.
- Stablecoin payroll and contractor payoutsPay contractors and staff in stablecoins and confirm each payout settled.
- Stablecoin payouts for marketplaces and creatorsPay sellers, gig workers and creators in stablecoins from a marketplace balance.
- Screen the recipient wallet before a payoutCheck a recipient wallet before a payout is sent to it.
- Payout prefunding in USDCPrefund a payout network in USDC and track the balance so payouts never stall.
- Settle with cash-out agents in stablecoinsSettle what a money transfer operator and its payout agents owe each other in stablecoins, and tie each settlement to the agent’s balance for the cycle.
- Token distributions to holders and creditorsPay one asset out to thousands of holders, creditors or employees and prove each delivery.
- Airdrop eligibility lists and sybil filteringScore every address up to a snapshot block, remove sybil clusters and publish the list people claim against.
- Stablecoin disbursements for public-sector programsTrack government benefit or grant payments made in stablecoins, from issue to spend.
- Humanitarian aid paid in stablecoinsPay cash assistance as stablecoins into recipients’ phone wallets, let them cash out locally, and trace every payment for donor reporting.
- Stablecoin merchant settlementPay each merchant’s settlement in stablecoins to the wallet and network it chose, on any day, and record the transaction against the settlement.
- Programmable escrow for B2B stablecoin paymentsHold a buyer’s stablecoin payment until delivery, a milestone or a deadline, then release it to the seller or refund the buyer.
- Stablecoin remittancesSend money across borders in stablecoins and confirm it reached the recipient’s wallet or card.
- B2B cross-border payments in stablecoinsPay suppliers abroad in stablecoins and track each payment from send to off-ramp.
- Stablecoin payouts over Pix, SPEI and other instant railsPay suppliers and contractors from stablecoins into local bank accounts over instant rails such as Pix and SPEI, and tie each onchain transfer to its rail payment.
- Cross-chain transfer trackingSee every cross-chain stablecoin transfer as settled, in flight or stalled, and catch the stuck ones.
- Stablecoin settlement for card networksSettle card-network obligations with issuers and acquirers in stablecoins across chains.
- Tokenized deposits for interbank settlementSettle payments between banks in tokenized deposits and tie each one to the core.
- Onchain FX between stablecoinsSwap between stablecoin currencies onchain and record the rate and settlement of each trade.
- Stablecoin dollar accountsOffer dollar accounts held in stablecoins, with balances and history kept in step with the chain.
- Stablecoin card program operationsWatch card-backing wallets and read balances at authorization time for stablecoin-linked cards.
- Rewards on stablecoin balancesCalculate and pay rewards on customers’ stablecoin balances.
- Stablecoin rewards on exchange and neobank accountsReceive the rewards a stablecoin program pays on the balances you hold for customers, and credit each customer their share.
- Stablecoin credit lines for card issuersTrack the stablecoin draws and repayments on a card issuer’s credit line so the lender’s book matches the chain.
Stablecoin issuer operations
Track supply and reserves, pay distributors, enforce freezes and report to regulators.
- Stablecoin mint and redemption monitoringRecord every mint and redemption of a stablecoin as it happens, on every chain.
- Check supply against the GENIUS Act $10 billion thresholdUnder the GENIUS Act, a stablecoin issuer regulated by a state can stay under its state regime only while its coin’s consolidated total outstanding issuance is $10 billion or less. Past that, it has 360 days to move to federal oversight or must stop issuing new coins until it’s back under, unless its federal regulator grants a waiver, so the issuer watches the total across every chain and warns its team well before it’s reached.
- Continuous proof of reservesCompare onchain supply with reported reserves on a schedule, then publish the ratio or alert on a gap.
- Proof of reserves with liabilitiesRead an exchange’s wallet balances at the snapshot block, then compare them with the customer liability total its auditor checks.
- Publish proof-of-reserve ratios onchainPublish the ratio of reserves to supply onchain so contracts and users can read it.
- Daily stablecoin supply by chain for PS-01 reportsKeep the daily per-chain supply, issued, redeemed, issuer-held, frozen and lost figures that feed the weekly OCC PS-01 report.
- Month-end stablecoin supply for reserve reportsProduce the month-end supply across all chains that the monthly reserve report and its examination need.
- Stablecoin redemption spike alertsAlert when redemption requests in a single 24-hour period pass 10% of a brand’s outstanding issuance, the point at which the OCC must be told within 24 hours.
- MiCA daily usage cap for stablecoinsTrack the quarterly average of daily transactions and their value against the 1M transactions and €200M a day limits, and warn well before an issuer must stop issuing.
- Supply data for stablecoin issuance platformsGive an issuance platform one view of supply across every coin and chain it runs.
- Stablecoin depeg and manipulation alertsAlert the issuer when its coin trades off peg in its own pools or pool activity looks like manipulation, on every chain it runs on.
- Tokenized money market funds in stablecoin reservesTrack stablecoin reserves held as tokenized money market fund shares and check them against the reserve record.
- Stablecoin distributor revenue shareAttribute holdings, mints and burns to each distributor across wallets and chains.
- Partner payouts for stablecoin distributorsTurn attributed holdings and holding time into each distributor’s payout.
- Stablecoin freezes and seizuresRecord every freeze, seizure and burn on a lawful order, with the balance it affected.
- Report frozen and lost stablecoin balancesKeep a running total of frozen and lost balances so they are reported as nonredeemable supply.
- Token allowlist membership trackingFollow which wallets may hold or receive a bank-issued token as the allowlist changes.
- ERC-3643 eligibility and allowlist trackingTrack ERC-3643 identity and eligibility changes so only approved holders can receive a security token.
- Stablecoin admin action logRecord every mint, burn, freeze, clawback and role change with its time and signer for risk and audit review.
- GENIUS Act stablecoin reporting dataFile the weekly OCC PS-01 report from daily per-chain supply, freeze and holder data.
- Stablecoin holder concentration reportingList every wallet holding over 2% of supply and the top 20 redemption wallets each day, for the weekly PS-01 report.
- MiCA stablecoin reporting dataReport holder counts, issuance and volumes each quarter for asset-referenced tokens above €100M in issue, and for EMTs in non-EU currencies.
- CFTC digital collateral reporting dataReport totals of BTC, ETH and USDC held as margin, per asset and account class, each week during an FCM’s first three months under the CFTC pilot.
- NCUA stablecoin reporting dataReport supply, mint and burn, and holder figures for a stablecoin issued by a credit union subsidiary under the NCUA’s proposed rules.
- Basel cryptoasset disclosure dataRead a bank’s cryptoasset holdings at the period-end block so it can classify them and complete its Basel disclosure tables.
- Evidence for Basel stablecoin classificationKeep the supply, redemption and price record that supports a bank’s Basel classification of each stablecoin it holds.
Stablecoin treasury and reconciliation
See cash across wallets and chains, tie onchain movements to the ledger and report on them.
- Stablecoin treasury management across chainsSee stablecoin cash across every wallet and chain in one place.
- Idle stablecoin cash sweepsMove idle stablecoin balances into tokenized money funds when they pass a threshold.
- Gas wallet monitoringKeep gas wallets funded on every chain and alert before one runs dry.
- Sponsored gas spendTotal the gas you pay for your users per user, paymaster and day, watch the paymaster’s deposit and check the provider’s bill.
- Intercompany settlement in stablecoinsSettle what group entities owe each other in stablecoins, and land each transfer beside the intercompany ledger.
- Stablecoin invoice matchingMatch incoming stablecoin payments to invoices or customers and flag the ones that don’t match.
- Post onchain transfers to your ledgerPost each confirmed onchain transfer to the fintech’s own ledger, corrected for reorgs.
- Tokenized deposit tie-out to the core ledgerTie tokenized-deposit balances onchain to the bank’s core ledger each day.
- Stablecoin mint and burn tie-out to reservesMatch each mint and burn to a reserve movement for the monthly examination.
- Reconcile tokenized and book-entry positionsCheck that tokenized positions match the book-entry or custodial records they mirror.
- Onchain data for crypto accountingSend priced onchain activity to a crypto subledger so finance can close the books.
- Crypto client asset segregationShow which wallets and balances belong to the firm and which to clients, at any date.
- Form 1099-DA data for brokersSupply the transfer history and USD values behind each customer’s Form 1099-DA.
- DAC8 and CARF reporting dataSupply the valued transfer history behind each user’s yearly DAC8 or CARF report.
- Onchain data for finance and BI reportingLoad onchain activity into the warehouse so finance and BI teams can report on it.
- DeFi accounting for positions and vaultsBook accrued rewards, vault shares and lending positions across DeFi protocols at period end.
- Crypto fair-value pricing from DEX tradesFeed DEX trade prices into principal-market fair-value marks and the VWAPs used to check them.
- Digital asset audit evidenceGive auditors each wallet’s balance at the year-end cut-off block and the year’s transfers.
Tokenized assets
Keep the register, publish NAVs and prices, run corporate actions and track tokenized collateral.
- Tokenized fund subscriptions and redemptions across chainsTrack subscriptions and redemptions of a tokenized fund as mints and burns across every chain it’s on.
- Onchain shareholder register for transfer agentsKeep a transfer agent’s official register of a tokenized fund or stock in step with onchain transfers.
- Tokenized fund register across chainsCombine holdings of one fund issued on many chains into a single register.
- Investor statements from a tokenized registerProduce investor statements and holdings reports straight from the onchain register.
- Onchain primary issuance and allocationsRecord shares issued onchain at issuance or IPO straight into the register.
- Security token recovery for lost walletsRecord when an issuer reissues a lost security token to a new wallet after identity checks.
- Publish tokenized fund NAVs and marks onchainPublish a tokenized fund’s NAV to every chain the fund is on, on a schedule.
- Tokenized private credit marksPublish valuations of private credit vaults and loans onchain.
- Onchain loan waterfall reportingReport how each borrower payment into an onchain lending pool splits between fees, lenders and tranches.
- Index values published onchainPublish benchmark index values onchain for funds and products that track them.
- Credit ratings published onchainPublish credit ratings onchain for tokenized instruments.
- Crypto fund NAV calculation from onchain holdingsValue a fund’s wallet and vault positions at the cut-off so the administrator can compute and report NAV.
- Tokenized money market fund dividends paid as new tokensSnapshot holders and mint each one’s yield as new fund tokens.
- Dividends and splits on tokenized stocksApply dividends and splits to tokenized-stock holders as of the record date.
- Tokenized bond coupon paymentsPay bond coupons to holders at the record date.
- Tokenized loan participation paymentsPay out loan-participation shares between banks in tokenized deposits.
- Proxy voting for tokenized securitiesRun proxy votes and corporate-action elections for tokenized holders as of a record date.
- Tokenized collateral and USDC as marginTrack tokenized funds and USDC posted as margin, value them and alert on shortfalls.
- DvP settlement monitoring for tokenized assetsMatch each delivery-versus-payment settlement of a tokenized asset to its booked trade, and alert when a trade, or one leg of it, hasn’t settled by the deadline.
- Keep tokenized stocks backed one to oneCheck token supply on every chain against the shares or fund units held in custody, and alert on any gap.
- Tokenized stock mint and redeem against ordersTrigger mints and redemptions when a customer buys or sells, and record every step for the books.
- Keep gold and commodity tokens backedKeep gold and other commodity tokens matched to vaulted holdings, and alert on any gap.
- Wrapped bitcoin reserve monitoringCheck a wrapped bitcoin token’s supply on every chain against the BTC at its custodian’s reserve addresses, and alert on any gap.
Crypto compliance data
Monitor and approve transactions, meet venue rules and exchange Travel Rule data.
- Crypto wallet screening and sanctions dataFlag transfers that touch sanctioned or high-risk addresses.
- Secondary-market sanctions sweeps for token issuersScreen every holder and transfer of your stablecoin, not only your direct customers.
- Data for crypto AML transaction monitoringFeed complete transfer data to AML tools with lineage from the chain to the case.
- Crypto market surveillance for tokenized securitiesWatch trading in tokenized securities for manipulation and other market abuse.
- Best execution monitoring for tokenized securitiesCompare each onchain fill in a tokenized security with the market price at that moment, flag fills that missed it, and keep the record your execution-quality reviews run on.
- Unauthorized tokenization monitoringFind tokens that claim to represent your security without your consent.
- Smart contract and wallet monitoringWatch your contracts and wallets for attacks and unexpected changes.
- Blockchain forensics data feedGive investigators full history and traces across chains.
- Raw chain history and traces for risk vendorsGive a risk or forensics product the full history, traces and archive reads of every chain it covers.
- VASP and counterparty due diligence dataProfile a VASP, issuer or counterparty by its onchain exposure before onboarding it and while the relationship lasts.
- Crypto source of funds and wealth checksTrace where a client’s onchain funds came from to document legitimate wealth at onboarding.
- Token listing due diligence for exchangesCheck a token’s supply, holders, liquidity and risky links before an exchange lists it, and after.
- Crypto scam and money mule detection dataFlag payments to scam-linked wallets and customer accounts that act as money mules.
- Crypto wallet monitoringGet an alert when a watched wallet makes a large transfer, crosses a balance limit, wakes after dormancy or pays an unknown counterparty.
- Address poisoning detectionFlag the zero-value, dust and fake-token transfers that lookalike addresses plant in a user’s history, and warn before anyone pays one.
- Onchain supervisory monitoring for regulatorsGive examiners one view of licensed firms’ onchain activity to test against what the firms report.
- Pre-signing policy checks for custodiansCheck a transaction against policy and risk verdicts before the custodian signs it, and block the signature if it fails.
- Show token approvals and value at risk in your appShow each wallet’s open token approvals and the value at risk, with a prompt to revoke.
- Tokenized securities venue disclosuresPublish trading notices, enforce volume caps and sync halts with the listing exchange.
- Crypto Travel Rule dataMatch outgoing transfers to Travel Rule messages sent through a partner network.
- Self-hosted wallet checks for the Travel RuleSpot transfers to and from wallets no regulated firm runs, collect the details yourself and check that your customer controls the wallet.
Digital asset services for banks and brokers
Show customers their balances, positions, staking and lending across chains.
- Crypto portfolio and statement dataShow customers their holdings and history across chains in an app or statement.
- Spam token filteringHide spam and scam tokens from wallet balances and payment flows.
- Embedded wallet balances and historyShow balances and history for wallets embedded in a fintech app.
- Crypto custody statementsProduce custody statements from onchain balances at a statement date.
- Token vesting and unlock trackingIndex vesting contracts so platforms, custodians and funds can show each grant, what has vested, what was claimed and the next unlock.
- Crypto trading data for bank and broker clientsTrack positions and PnL for clients who trade crypto through their bank or broker.
- Prediction market positions and PnLTrack each account’s prediction-market positions and PnL.
- DeFi data for apps and dashboards: positions, TVL and yieldsShow users their positions, the protocol’s TVL and yields, pool and market data and activity history in a DeFi app’s front end and dashboards.
- Staking rewards data for institutionsTrack staking rewards earned per validator and fund.
- Staking rewards for brokerage and exchange clientsTrack the rewards your validators earn on clients’ staked assets and credit each client their share, net of your commission.
- Crypto-backed lending collateral monitoringTrack loans, collateral and liquidation risk for crypto-backed lending through DeFi.
- DeFi lending risk monitoringWatch collateral, liquidity and bad debt in lending markets and vaults, and cut caps before losses land.
Onchain automation and custom oracles
Run onchain actions on time, publish data to contracts and share market data.
- Prediction market creation and resolutionCreate and resolve prediction markets automatically, with every write retried and traced.
- Prediction market dataPackage prediction-market trades and positions into datasets for exchanges and funds.
- 24/7 tokenized stock prices and flowsStream round-the-clock prices, transfers and flows for tokenized stocks.
- Trading rewards and builder fee attributionCredit fills, fees and incentive rewards to the app, builder or trader that drove them.
- Perpetuals and DEX market dataStream onchain perp and DEX trades, funding rates and candles to trading and research systems.
- Run your own oracle price feedPush prices and other data to contracts on many chains.
- Smart contract automation and keepersRun recurring or event-driven contract calls a protocol needs to keep working.
- Onchain circuit breakersPause a token, market or payout when a rule is breached.
- Cross-chain automationAct on one chain when an event happens on another.
- Onchain interest rate, funding rate and volatility feedsPublish interest rates, funding rates and volatility benchmarks to contracts.
- VRF and verifiable randomness for smart contractsDeliver signed random values to contracts for prize draws, lottery allocations and random selection, checkable by anyone.
Blockchain data for your systems
Reliably connect chains and their data to your systems.
- Blockchain data in your own warehouseStream decoded chain data into your own warehouse for BI.
- Power a blockchain data productFeed a resold data product with multi-chain data and fast backfills.
- Blockchain indexing for app backendsKeep an app’s database in sync with the chain.
- Onchain data for index and benchmark calculationsSupply the onchain fundamentals an index or benchmark provider calculates from.
- Onchain data for risk ratings and scoringSupply wallet and protocol history to the models that rate DeFi risk or score borrowers.
- How to build a subgraphWrite a schema and mappings for your contracts and serve the index over a hosted GraphQL API.
- Speed up subgraph indexing and queriesCut the time a subgraph takes to sync, reindex and answer queries.
- Replace in-house blockchain ETL and cut its costRetire your own nodes and ETL jobs and load the same chain data tables from a managed pipeline.
- Archive node RPCRead any past state through archive RPC.
- Archive RPC and indexing for a new chainGive a new chain archive RPC and indexing from mainnet day one.
- Power a block explorerIndex every block, transaction and log of a chain into the database behind a block explorer.
- RPC and indexed data for a payments blockchainProvide RPC and indexed data for a chain run by a fintech.
- Improve RPC uptime and reliability with failoverRun a second data provider behind the incumbent and fail over when it drops data.
- RPC redundancy for oracle nodesGive each oracle node several independent RPC providers per chain, so a provider outage doesn’t stop its reports.
- Optimize your RPC endpoints and cut RPC costsAutomatically optimize your RPC endpoints and lower billable calls while keeping your current provider.
- Improve blockchain data API reliability and coverageKeep wallet balances, transfers and token prices arriving when a third-party blockchain data API has an outage, rate limits you, lacks a chain or returns wrong balances.
- Improve subgraph uptime and reliability with failoverKeep app screens up when a hosted subgraph lags, stops syncing or goes down, with a backup to fail queries over to.
- Improve blockchain webhook reliabilityKeep onchain event notifications arriving at your backend, with retries, reorg corrections and a backup feed.
- Migrate subgraphs off a retired or pricier indexerMove subgraphs and pipelines off a retired or pricier indexer.
- Stablecoin transaction volume and market share by chainMeasure real stablecoin or tokenized-asset volume by chain, with inorganic flows stripped out.
- Separate real stablecoin payments from bot and internal transfersSeparate real stablecoin payments from bot, protocol, routing and internal transfers, then classify what’s left by who pays whom.
- Onchain FX volume by currency pairMeasure how much is traded between stablecoins of different currencies onchain, by currency pair, venue and chain, and rank venues by their share of it.
- Track stablecoin issuers and competitors onchainFollow competitors’ and issuers’ supply, mints, burns and holders.
- Protocol financial statements from chain dataBuild income statements (fees, revenue and costs) for chains and apps from their contracts.
- Onchain research on listed crypto companiesTrack listed companies’ onchain revenue and users before they report earnings.
- Digital asset treasury company holdings and mNAVTrack what listed treasury companies hold onchain, per share, and their mNAV.
- Grant and incentive impact trackingMeasure what grants and incentive programs did to users, volume and TVL, per grantee.
- DAO delegate dashboards and voting power analyticsTrack voting power, delegators and votes per delegate for a token-governed DAO.
- Blockchain ecosystem growth metricsTrack a chain’s active, new and returning addresses, transactions, fees and usage per app, compared with other chains.
- Stablecoin market data for analytics: market cap, supply and activityTrack stablecoin supply and market cap by token, chain and issuer, with holders, active addresses, transfer counts and velocity over time.
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